Hammock review
Landlord specialist · by Hammock · HMRC-recognised
Landlord-only software that understands rent, arrears, mortgage interest and per-property profit. No self-employment support.
Our verdict
Hammock is built only for landlords, and it shows — rent tracking, arrears, mortgage interest and per-property profit, the things generic accounting tools handle clumsily. The entry plan suits one to three properties; larger portfolios move up. It does not support self-employment, so if you also trade you'll need a second tool or a different choice.
At a glance
- Self-employment
- No
- Property / rent
- Yes
- Keeps your spreadsheet
- No
- Accountant access
- Yes
- Price verified
- 2026-08-03
- HMRC status
- Recognised
Plans & true annual cost
| Plan | Self-emp. | Property | Per year (incl. VAT) |
|---|---|---|---|
Standard For 1–3 properties (£8 + VAT): rent tracking, mortgage interest, per-property P&L. Higher tiers for larger portfolios. | — | ✓ | £115.20/yr £96/yr ex-VAT |
Pros & cons
What's good
- Purpose-built for property: rent, arrears, mortgage interest, per-property P&L
- Entry plan covers 1–3 properties affordably
- Agent access; HMRC-recognised
- Reporting that generic accounting tools handle poorly
What's not
- No self-employment support — landlords only, so a trade means a second tool
- Larger portfolios need a pricier tier
Who it's for
- Landlords with several properties
- People who want property-specific reporting
…and who should look elsewhere
- Anyone with self-employment income (not supported)
- Single-property landlords who'd be fine with a cheaper general tool
- People wanting one tool for a trade and property
Common mistakes to avoid
- Choosing it when you also have self-employment income
- Picking the entry tier for a portfolio that exceeds its property limit
Frequently asked questions
- Does Hammock support self-employment income?
- No — Hammock is landlord-only. If you also have a trade, you'll need a tool that covers both.
- How many properties does the entry plan cover?
- The Standard plan suits 1–3 properties; larger portfolios use higher tiers.
- Is Hammock good for MTD for Income Tax?
- Yes — it's HMRC-recognised and built around property income.
- Can my accountant access Hammock?
- Yes, via agent access.
Alternatives to consider
Landlord-focused with a genuinely free tier for small portfolios.
If you have both a trade and property and want one tool.
Simple app covering both a side trade and property.
Compare Hammock with
See Hammock ranked
Pricing for Hammock was last verified on 3 August 2026 against the vendor's page; the catalogue was reconciled 3 August 2026. Its cheapest plan's true annual cost is £115.20/year. Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.