MTD Software Finder

Hammock vs PaTMa

Both are landlord-specialist tools for Making Tax Digital for Income Tax.

PaTMa is the cheaper starting point at £0 (VAT included) versus from £115.20/yr for Hammock — but the cheapest plan only wins if it covers the income types you actually have.

HammockPaTMa
True annual cost fromfrom £115.20/yr£0
Self-employmentNoNo
Property / rentYesYes
Keeps your spreadsheetNoNo
Accountant accessYesYes
Typelandlord-specialistlandlord-specialist
HMRC statusRecognisedRecognised
Price verified2026-07-062026-07-06

Hammock

Landlord-only software that understands rent, arrears, mortgage interest and per-property profit. No self-employment support.

  • Landlords with several properties
  • People who want property-specific reporting

PaTMa

Landlord property-management software with a genuinely free single-property plan that includes MTD filing. Quarterly updates are reviewed and sent from inside the platform, with email reminders each quarter.

  • Single-property landlords who want free filing plus management tools
  • Growing portfolios that want per-unit pricing

Not sure either is right? Use the finder to get a recommendation ranked by what it will actually cost you.

Prices are each tool's cheapest plan, VAT included, last verified 6 July 2026 (catalogue reconciled 6 July 2026). Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.