MTD Software Finder

Hammock vs PaTMa

Both are landlord-specialist tools for Making Tax Digital for Income Tax.

PaTMa is the cheaper starting point at £0 (VAT included) versus from £115.20/yr for Hammock — but the cheapest plan only wins if it covers the income types you actually have.

HammockPaTMa
True annual cost fromfrom £115.20/yr£0
Self-employmentNoNo
Property / rentYesYes
Keeps your spreadsheetNoNo
Accountant accessYesYes
Typelandlord-specialistlandlord-specialist
HMRC statusRecognisedRecognised
Price verified2026-08-102026-08-10

Hammock

Landlord-only software that understands rent, arrears, mortgage interest and per-property profit. No self-employment support.

  • Landlords with several properties
  • People who want property-specific reporting

PaTMa

Landlord property-management software with a genuinely free single-property plan that includes MTD filing. Quarterly updates are reviewed and sent from inside the platform, with email reminders each quarter.

  • Single-property landlords who want free filing plus management tools
  • Growing portfolios that want per-unit pricing

Not sure either is right? Use the finder to get a recommendation ranked by what it will actually cost you.

Prices are each tool's cheapest plan, VAT included, last verified 10 August 2026 (catalogue reconciled 10 August 2026). Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.