MTD Software Finder
MTD for Income Tax is mandatory from April 2026 (£50k+), then April 2027 (£30k+), then April 2028 (£20k+)

Which Making Tax Digital software should you actually buy?

Answer five quick questions and get a personalised shortlist of HMRC-recognised software, ranked by what it will really cost you per year— including the tier you'll actually need, not the “from £X/month” headline that hides it.

15 HMRC-recognised tools compared✓ True annual cost, VAT included✓ Updated 24 June 2026

What do you earn money from?

We only count self-employment and UK property — that's what MTD for Income Tax covers.

Why this beats a “from £X/month” list

The plan you'll really need

The advertised 'from' price is usually ex-VAT, and often a plan that doesn't cover everything you do. We cost the cheapest plan that genuinely fits your income — VAT included.

Hidden free routes

FreeAgent is free with a NatWest, RBS or Mettle account; others have free tiers. We surface the £0 paths most lists miss.

Kept current

Prices and HMRC recognition shift constantly. Our data is re-checked against vendor sites on a schedule, with the date shown on every result.