Coconut
Full cloud accounting · by Coconut · HMRC-recognised
from £79.20/yr
true annual cost, VAT incl.
Built from the ground up for sole traders and landlords under MTD — simple categorisation, no accounting jargon. Often supplied free through partner accountants.
At a glance
- Self-employment
- Yes
- Property / rent
- Yes
- Keeps your spreadsheet
- No
- Accountant access
- Yes
- Price verified
- 2026-06-24
- HMRC status
- Recognised
Plans & true annual cost
| Plan | Self-emp. | Property | Per year (incl. VAT) |
|---|---|---|---|
Grow Designed specifically for sole traders and landlords going through MTD. £5.50 + VAT. | ✓ | ✓ | £79.20/yr £66/yr ex-VAT |
Best for
- First-timers who find accounting apps overwhelming
- Landlords with a side trade
Pricing for Coconut was last verified on 24 June 2026 against the vendor's page; the catalogue was reconciled 24 June 2026. The cheapest plan that covers a typical sole trader or landlord is £79.20/year. Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.