Coconut vs MTDsorted
Both are full cloud accounting tools for Making Tax Digital for Income Tax.
MTDsorted is the cheaper starting point at from £72/yr (VAT included) versus from £129.99/yr for Coconut — but the cheapest plan only wins if it covers the income types you actually have.
| Coconut | MTDsorted | |
|---|---|---|
| True annual cost from | from £129.99/yr | from £72/yr |
| Self-employment | Yes | Yes |
| Property / rent | Yes | Yes |
| Keeps your spreadsheet | No | No |
| Accountant access | Yes | No |
| Type | full cloud accounting | full cloud accounting |
| HMRC status | Recognised | Recognised |
| Price verified | 2026-07-06 | 2026-07-06 |
Coconut
Built from the ground up for sole traders and landlords under MTD — simple categorisation, no accounting jargon. Often supplied free through partner accountants.
- First-timers who find accounting apps overwhelming
- Landlords with a side trade
MTDsorted
Simple UK accounting best known for free MTD VAT filing. Income Tax quarterly submissions sit on the cheap paid plans, with bank feeds, invoicing and both in-app records and spreadsheet bridging.
- People who want cheap software with real bookkeeping
- VAT-registered sole traders (the VAT side is free)
Not sure either is right? Use the finder to get a recommendation ranked by what it will actually cost you.
Prices are each tool's cheapest plan, VAT included, last verified 6 July 2026 (catalogue reconciled 6 July 2026). Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.