Zoho Books
Full cloud accounting · by Zoho · HMRC-recognised
£0
true annual cost, VAT incl.
Full cloud accounting with a genuinely free plan for all business types (with invoice limits) — rare among the serious tools. Strong if you're already in the Zoho ecosystem.
At a glance
- Self-employment
- Yes
- Property / rent
- Yes
- Keeps your spreadsheet
- No
- Accountant access
- Yes
- Price verified
- 2026-06-24
- HMRC status
- Recognised
Plans & true annual cost
| Plan | Self-emp. | Property | Per year (incl. VAT) |
|---|---|---|---|
Free Free plan for all business types (up to 1,000 invoices/yr); full MTD for Income Tax filing included. | ✓ | ✓ | £0 |
Standard Billed annually (£12 monthly); adds automation and higher limits. | ✓ | ✓ | £144/yr £120/yr ex-VAT |
Best for
- Anyone wanting free full accounting
- Existing Zoho users
Pricing for Zoho Books was last verified on 24 June 2026 against the vendor's page; the catalogue was reconciled 24 June 2026. The cheapest plan that covers a typical sole trader or landlord is free. Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.