FreeAgent
Full cloud accounting · by FreeAgent · HMRC-recognised
from £144/yr
true annual cost, VAT incl.
Freelancer-favourite accounting with time tracking and project costing. Free for life with the right bank — which can make it the cheapest serious option by a mile.
At a glance
- Self-employment
- Yes
- Property / rent
- Yes
- Keeps your spreadsheet
- No
- Accountant access
- Yes
- Price verified
- 2026-06-24
- HMRC status
- Recognised
Plans & true annual cost
| Plan | Self-emp. | Property | Per year (incl. VAT) |
|---|---|---|---|
Landlord Dedicated plan for landlords — property income only. | — | ✓ | £144/yr £120/yr ex-VAT |
Sole Trader Self-employment, with an optional landlord income module. | ✓ | ✓ | £273.60/yr £228/yr ex-VAT |
Offer: 50% off for the first 6 months on monthly plans.
Can be free: Free for life if you have a NatWest, Royal Bank of Scotland or Ulster Bank business account, or use Mettle.
Best for
- NatWest / RBS / Mettle customers (free!)
- Contractors and freelancers
Pricing for FreeAgent was last verified on 24 June 2026 against the vendor's page; the catalogue was reconciled 24 June 2026. The cheapest plan that covers a typical sole trader or landlord is £144/year. Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.