MTD Software Finder

Hammock vs Provestor

Both are landlord-specialist tools for Making Tax Digital for Income Tax.

Provestor is the cheaper starting point at from £99/yr (VAT included) versus from £115.20/yr for Hammock — but the cheapest plan only wins if it covers the income types you actually have.

HammockProvestor
True annual cost fromfrom £115.20/yrfrom £99/yr
Self-employmentNoNo
Property / rentYesYes
Keeps your spreadsheetNoNo
Accountant accessYesNo
Typelandlord-specialistlandlord-specialist
HMRC statusRecognisedRecognised
Price verified2026-07-062026-07-06

Hammock

Landlord-only software that understands rent, arrears, mortgage interest and per-property profit. No self-employment support.

  • Landlords with several properties
  • People who want property-specific reporting

Provestor

Landlord-specialist MTD software with tax smarts built in — AI categorisation, mortgage interest and Section 24 handling, joint-ownership splits — filing quarterly updates and the final declaration. Accountant-backed tiers if you want returns checked.

  • Landlords who want tax handled properly, not just filed
  • Joint owners and mortgaged portfolios

Not sure either is right? Use the finder to get a recommendation ranked by what it will actually cost you.

Prices are each tool's cheapest plan, VAT included, last verified 6 July 2026 (catalogue reconciled 6 July 2026). Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.