Provestor
Landlord specialist · by Provestor · HMRC-recognised
Landlord-specialist MTD software with tax smarts built in — AI categorisation, mortgage interest and Section 24 handling, joint-ownership splits — filing quarterly updates and the final declaration. Accountant-backed tiers if you want returns checked.
Our verdict
Provestor comes at MTD from the tax side rather than the property-management side: the self-service DIY plan handles the awkward landlord-specific parts — mortgage interest under Section 24, joint-ownership splits, AI categorisation — and files both the quarterly updates and the final declaration. If you want reassurance, the pricier Assisted and Done For You tiers put a real accountant behind every return, which most software rivals can't offer. It's property income only, and there's no free tier — the value case is tax correctness rather than the lowest sticker price.
At a glance
- Self-employment
- No
- Property / rent
- Yes
- Keeps your spreadsheet
- No
- Accountant access
- No
- Price verified
- 2026-07-06
- HMRC status
- Recognised
Plans & true annual cost
| Plan | Self-emp. | Property | Per year (incl. VAT) |
|---|---|---|---|
DIY Self-service software: AI transaction categorisation, mortgage-interest and Section 24 handling, joint-ownership splits, quarterly updates and the final declaration. Accountant-backed tiers (Assisted, Done For You) cost more. | — | ✓ | £99/yr |
Offer: £69 for the first year on the DIY plan.
Pros & cons
What's good
- Files the full cycle: quarterly updates and the final declaration
- Landlord tax depth: Section 24 mortgage-interest handling and joint-ownership splits
- AI categorisation cuts the record-keeping grind
- Optional accountant-backed tiers if you want every return checked
- First-year discount on the DIY plan (see above)
What's not
- No free tier, unlike several landlord rivals
- Property income only — no self-employment support
- No confirmed agent access for your own external accountant (their higher tiers use in-house accountants)
- Accountant-backed tiers cost several times the software-only price
Who it's for
- Landlords who want tax handled properly, not just filed
- Joint owners and mortgaged portfolios
…and who should look elsewhere
- Anyone with self-employment income to report
- Landlords who just want the cheapest possible filing — free tools exist
- People whose own accountant needs to log in and file
Common mistakes to avoid
- Budgeting on the first-year price and forgetting the standard renewal price
- Paying for an accountant-backed tier when the self-service plan covers a simple portfolio
- Choosing it with a trade on the side — you'd need a second tool for self-employment
Frequently asked questions
- Is Provestor HMRC-recognised?
- Yes — it's on HMRC's recognised-software finder for MTD for Income Tax for property income, covering quarterly updates and the tax return.
- Does Provestor file the final declaration?
- Yes — even the self-service DIY plan sends quarterly updates and submits the final declaration.
- What makes it different from other landlord software?
- The tax depth: Section 24 mortgage-interest handling, joint-ownership splits and AI categorisation, plus optional tiers where an accountant checks or fully handles your returns.
- Does it cover self-employment?
- No — Provestor is landlord-only and itself recommends separate software if you also have a trade.
- Is there a free trial?
- There's a demo to try, and a first-year discount on the DIY plan — see the offer above.
Alternatives to consider
Free for a single property, with property-management tools included.
Property-finance tracking at a similar price if you don't need the tax-service tiers.
Pay-per-submission entry route for small portfolios.
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Pricing for Provestor was last verified on 6 July 2026 against the vendor's page; the catalogue was reconciled 6 July 2026. Its cheapest plan's true annual cost is £99/year. Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.