MTD Software Finder

Sage Accounting review

Full cloud accounting · by Sage · HMRC-recognised

from £288/yr
true annual cost, VAT incl.

Established accounting software with strong accountant support and phone help. Pricier than most here, no surprises.

Our verdict

Sage is the establishment choice — decades-old, with proper UK phone support that most rivals don't offer, and an accountant network that knows it inside out. There's a single entry plan covering MTD. It's at the pricier end and unflashy; you're paying for support and familiarity rather than the lowest sticker price.

At a glance

Self-employment
Yes
Property / rent
Yes
Keeps your spreadsheet
No
Accountant access
Yes
Price verified
2026-08-03
HMRC status
Recognised

Plans & true annual cost

PlanSelf-emp.PropertyPer year (incl. VAT)
Accounting Start
Entry cloud plan covering MTD for Income Tax.
£288/yr
£240/yr ex-VAT

Offer: 90% off for the first 6 months.

Pros & cons

What's good

  • Genuine UK phone support — rare at this price
  • Long-established; many accountants already use Sage
  • Single, straightforward entry plan covering MTD for Income Tax
  • Full accounting features and agent access

What's not

  • Mid-priced — cheaper full-accounting and bridging options exist
  • One entry tier, so less room to start smaller

Who it's for

  • People who want UK phone support
  • Those whose accountant uses Sage

…and who should look elsewhere

  • Bargain hunters — bridging and free-tier tools cost far less
  • People who never phone support and just want the cheapest fit
  • Spreadsheet-only filers

Common mistakes to avoid

  • Paying for Sage's support if you'll never use it
  • Comparing its ex-VAT price to a VAT-inclusive rival
  • Overlooking cheaper full-accounting tools that have free tiers

Frequently asked questions

Is Sage Accounting good for MTD for Income Tax?
Yes — it's HMRC-recognised and its entry plan covers MTD for both self-employment and property income.
Does Sage offer phone support?
Yes — UK phone support is one of its main draws over cheaper rivals.
Is Sage the cheapest option?
No — it's at the pricier end of this list. If price is your priority, see the bridging and free-tier alternatives.
Can my accountant use Sage?
Yes, and many UK accountants already do.

Alternatives to consider

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Pricing for Sage Accounting was last verified on 3 August 2026 against the vendor's page; the catalogue was reconciled 3 August 2026. Its cheapest plan's true annual cost is £288/year. Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.