Is Sage Sole Trader really free?

Yes — it's a free MTD for Income Tax app with no billing and no time limit, for non-VAT-registered sole traders and landlords.

Is it the same as Sage Accounting?

No — Sage Accounting is Sage's paid cloud-accounting suite. Sage Sole Trader (formerly Sage Individual) is the free MTD for Income Tax app.

Does it cover landlords?

Yes — self-employment and UK property income.

Sage Sole Trader

Full cloud accounting · by Sage · HMRC-recognised

£0

true annual cost, VAT incl.

Sage's genuinely free MTD for Income Tax app for sole traders and landlords (formerly Sage Individual). Digital records, bank feeds, quarterly updates and the final declaration at no cost — from one of the biggest names in UK accounting.

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Our verdict

Sage Sole Trader (formerly Sage Individual) is Sage's genuinely free MTD for Income Tax app — no billing, no time limit — aimed at non-VAT-registered sole traders and landlords. You get digital record-keeping, receipt scanning, bank feeds, quarterly updates and the final declaration from one of the biggest names in UK accounting, at no cost. If you want a free tool but would rather it came from an established vendor than a newcomer, it's hard to beat.

At a glance

Self-employment: Yes
Property / rent: Yes
Keeps your spreadsheet: No
Accountant access: Yes
Price verified: 2026-07-01
HMRC status: Recognised

Plans & true annual cost

Plan	Self-emp.	Property	Per year (incl. VAT)
Free Sage's genuinely free MTD for Income Tax app (formerly Sage Individual) for non-VAT-registered sole traders and landlords: digital records, receipt scanning, bank feeds, quarterly updates and the final declaration. No billing, no time limit. VAT-registered users need a paid Sage plan.	✓	✓	£0

Pros & cons

What's good

Genuinely free with no time limit, from a major UK brand
Covers self-employment and UK property income
Includes bank feeds and receipt scanning, not just bare filing
Backed by Sage's scale and support

What's not

Aimed at non-VAT-registered users — VAT needs a paid Sage plan
No foreign-property support
Simpler than Sage's paid accounting suites

Who it's for

Sole traders and landlords who want a free tool from a major brand
Non-VAT-registered people who want zero-cost compliance

Frequently asked questions

Is Sage Sole Trader really free?: Yes — it's a free MTD for Income Tax app with no billing and no time limit, for non-VAT-registered sole traders and landlords.
Is it the same as Sage Accounting?: No — Sage Accounting is Sage's paid cloud-accounting suite. Sage Sole Trader (formerly Sage Individual) is the free MTD for Income Tax app.
Does it cover landlords?: Yes — self-employment and UK property income.
Is it HMRC-recognised?: Yes, for MTD for Income Tax.

Alternatives to consider

My Tax Digital Sage Sole Trader vs My Tax Digital →
Also free, and covers foreign property income too.
Clear Books Sage Sole Trader vs Clear Books →
Another free option from an established UK provider.
Pandle Sage Sole Trader vs Pandle →
Free cloud bookkeeping with an optional paid automation tier.

Compare Sage Sole Trader with

Pricing for Sage Sole Trader was last verified on 1 July 2026 against the vendor's page; the catalogue was reconciled 1 July 2026. Its cheapest plan's true annual cost is free. Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.

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