MTD Software Finder

QuickBooks vs Sage Sole Trader

Both are full cloud accounting tools for Making Tax Digital for Income Tax.

Sage Sole Trader is the cheaper starting point at £0 (VAT included) versus from £144/yr for QuickBooks — but the cheapest plan only wins if it covers the income types you actually have.

QuickBooksSage Sole Trader
True annual cost fromfrom £144/yr£0
Self-employmentYesYes
Property / rentYesYes
Keeps your spreadsheetNoNo
Accountant accessYesYes
Typefull cloud accountingfull cloud accounting
HMRC statusRecognisedRecognised
Price verified2026-06-242026-07-01

QuickBooks

Widely used cloud accounting. The £10 Sole Trader plan covers self-employment and a single rental property if you're not VAT-registered; Simple Start adds VAT.

  • Sole traders and single-property landlords on a budget
  • People who want a big app ecosystem

Sage Sole Trader

Sage's genuinely free MTD for Income Tax app for sole traders and landlords (formerly Sage Individual). Digital records, bank feeds, quarterly updates and the final declaration at no cost — from one of the biggest names in UK accounting.

  • Sole traders and landlords who want a free tool from a major brand
  • Non-VAT-registered people who want zero-cost compliance

Not sure either is right? Use the finder to get a recommendation ranked by what it will actually cost you.

Prices are each tool's cheapest plan, VAT included, last verified 1 July 2026 (catalogue reconciled 1 July 2026). Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.