MTD Software Finder

TaxHeaven

Guided tax filer · by TaxHeaven Ltd · HMRC-recognised

£0
true annual cost, VAT incl.

An automation-first tax app for freelancers and landlords with a genuinely free MTD plan — bank import, AI-assisted categorisation and pre-filled returns, covering self-employment, UK and foreign property, and CIS.

Our verdict

TaxHeaven's free Angel plan is one of the more generous £0 routes on this list: full MTD compliance with automated bookkeeping and submissions for one business or income type, covering self-employment, UK and foreign property and even CIS deductions — territory several paid tools don't reach. The paid Archangel plan mainly buys automation at scale: multiple businesses filed automatically, continuous bank sync and unlimited AI processing. It's a young company and there's no accountant agent access (you can export and share records, not invite an agent), but for a self-filing freelancer or landlord who wants the admin done for them, it's a strong free option.

At a glance

Self-employment
Yes
Property / rent
Yes
Keeps your spreadsheet
No
Accountant access
No
Price verified
2026-07-06
HMRC status
Recognised

Plans & true annual cost

PlanSelf-emp.PropertyPer year (incl. VAT)
Angel
Free forever with full MTD compliance: automated bookkeeping and submissions for one business or income type (extra ones recorded and filed manually), bank import, spreadsheet import, invoicing and tax estimates. AI extras are capped at 3 uses a month.
£0
Archangel
Adds continuous multi-bank sync, multiple businesses each filed automatically, co-owned property splitting and unlimited AI scanning/categorisation.
£58.80/yr
£49/yr ex-VAT

Pros & cons

What's good

  • Genuinely free plan with full MTD compliance, not a teaser tier
  • Covers self-employment, UK and foreign property, and CIS deductions
  • Automation-first: bank import, AI receipt scanning and categorisation, pre-filled returns
  • Deadline tracking and real-time tax estimates built in
  • Paid plan is cheap if you outgrow free

What's not

  • No accountant agent access — export-and-share only
  • Free plan automates one business or income type; extras are handled manually
  • AI features are capped on the free plan
  • A young company still building its track record

Who it's for

  • Freelancers who want automation for £0
  • CIS subcontractors and landlords with foreign property

…and who should look elsewhere

  • People who want their accountant filing through agent access
  • Multi-business owners unwilling to pay for the automation tier
  • Those who'd rather keep everything in their own spreadsheet — bridging tools fit that habit better

Common mistakes to avoid

  • Expecting unlimited AI scanning on the free plan — it's capped monthly, with unlimited on the paid tier
  • Assuming several businesses will all file automatically on the free plan — that's the paid tier's job

Frequently asked questions

Is TaxHeaven really free?
Yes — the Angel plan is free forever and includes full MTD compliance for one business or income type, with bank import and submissions to HMRC. The paid tier adds multi-business automation and unlimited AI features.
Is TaxHeaven HMRC-recognised?
Yes — it's on HMRC's recognised-software finder for MTD for Income Tax, listed for quarterly updates and the tax return.
Does it cover landlords and foreign property?
Yes — UK and foreign property income are both covered, alongside self-employment and CIS deductions.
Can my accountant access TaxHeaven?
There's no agent access — you can export and share your records with an accountant, but they can't log in and file for you.
What does the paid plan add?
Archangel adds continuous syncing across multiple banks, automatic filing for multiple businesses, co-owned property splitting and unlimited AI scanning and categorisation — see the true annual cost above.

Alternatives to consider

  • Free with agent access if an accountant helps with your filing.

  • Free bridging if you'd rather keep your own spreadsheet.

  • A free plan from a longer-established accounting provider.

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See TaxHeaven ranked

Pricing for TaxHeaven was last verified on 6 July 2026 against the vendor's page; the catalogue was reconciled 6 July 2026. Its cheapest plan's true annual cost is free. Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.