ANNA Self Assessment
Full cloud accounting · by ANNA Money · HMRC-recognised
Free MTD for Income Tax filing built into ANNA's business account. If you bank with ANNA (the basic account is free), it files your quarterly updates and final declaration for sole-trader and UK property income at no cost.
Our verdict
ANNA is a business account that files your tax for you, and its MTD for Income Tax Self Assessment is free for sole traders and landlords — the four quarterly updates and the year-end declaration, at no extra cost on top of the (free) Pay-as-you-go account. It only makes sense if you bank with ANNA, and the paid +Taxes add-on is a separate thing aimed at limited companies. For ANNA's self-employed and landlord customers, free in-account filing is a strong deal.
At a glance
- Self-employment
- Yes
- Property / rent
- Yes
- Keeps your spreadsheet
- No
- Accountant access
- No
- Price verified
- 2026-07-01
- HMRC status
- Recognised
Plans & true annual cost
| Plan | Self-emp. | Property | Per year (incl. VAT) |
|---|---|---|---|
Free Free MTD for Income Tax filing for sole traders and landlords through an ANNA business account (the Pay-as-you-go account has no monthly fee): the four quarterly updates plus the final declaration. The paid +Taxes add-on is for limited companies and isn't needed for Self Assessment. | ✓ | ✓ | £0 |
Can be free: Free with an ANNA Money business account.
Pros & cons
What's good
- Free MTD for Income Tax for sole traders and landlords
- Built into the ANNA business account — file where you bank
- Covers self-employment and UK property income
- The basic Pay-as-you-go account has no monthly fee
What's not
- Only relevant if you have an ANNA business account
- The +Taxes add-on (limited companies) is a separate paid service
- No foreign-property support
Who it's for
- ANNA business-account customers
- Sole traders and landlords who want free filing from their account
Frequently asked questions
- Is ANNA's MTD for Income Tax free?
- Yes — for sole traders and landlords it's free, including the quarterly updates and the final declaration. No +Taxes add-on is needed for Self Assessment.
- Do I need an ANNA account?
- Yes — the filing is built into the ANNA business account. The basic Pay-as-you-go account is free to open.
- Does it cover landlords?
- Yes — self-employment and UK property income.
- Is it HMRC-recognised?
- Yes, for MTD for Income Tax.
Pricing for ANNA Self Assessment was last verified on 1 July 2026 against the vendor's page; the catalogue was reconciled 1 July 2026. Its cheapest plan's true annual cost is free. Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.