MTD Software Finder

My Tax Digital vs QuickFile

Both are full cloud accounting tools for Making Tax Digital for Income Tax.

My Tax Digital is the cheaper starting point at £0 (VAT included) versus from £72/yr for QuickFile — but the cheapest plan only wins if it covers the income types you actually have.

My Tax DigitalQuickFile
True annual cost from£0from £72/yr
Self-employmentYesYes
Property / rentYesYes
Keeps your spreadsheetNoNo
Accountant accessYesYes
Typefull cloud accountingfull cloud accounting
HMRC statusRecognisedRecognised
Price verified2026-08-102026-08-10

My Tax Digital

A genuinely free, HMRC-recognised MTD tool from Open Answers. Works as either spreadsheet bridging or simple in-app accounting, and covers both self-employment and property income at no cost.

  • Anyone who wants to comply for £0
  • Sole traders and landlords with straightforward affairs

QuickFile

Long-established UK cloud bookkeeping that's free for smaller accounts. Filing MTD for Income Tax needs its Power User Subscription, which covers both self-employment and property income.

  • People already using QuickFile's free bookkeeping
  • Those wanting low-cost cloud accounting that also files ITSA

Not sure either is right? Use the finder to get a recommendation ranked by what it will actually cost you.

Prices are each tool's cheapest plan, VAT included, last verified 10 August 2026 (catalogue reconciled 10 August 2026). Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.