MTD Software Finder

FreshBooks vs Sage Accounting

Both are full cloud accounting tools for Making Tax Digital for Income Tax.

FreshBooks and Sage Accounting start at the same true annual cost (from £216/yr, VAT included), so the choice comes down to fit rather than price.

FreshBooksSage Accounting
True annual cost fromfrom £216/yrfrom £216/yr
Self-employmentYesYes
Property / rentNoYes
Keeps your spreadsheetNoNo
Accountant accessYesYes
Typefull cloud accountingfull cloud accounting
HMRC statusRecognisedRecognised
Price verified2026-06-242026-06-24

FreshBooks

Invoicing-first accounting aimed at service freelancers. Great if you bill clients; not built for landlords.

  • Freelancers who live in invoices
  • Service businesses with no property income

Sage Accounting

Established accounting software with strong accountant support and phone help. Mid-priced, no surprises.

  • People who want UK phone support
  • Those whose accountant uses Sage

Not sure either is right? Use the finder to get a recommendation ranked by what it will actually cost you.

Prices are the cheapest plan that covers a typical sole trader or landlord, VAT included, last verified 24 June 2026 (catalogue reconciled 24 June 2026). Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.