MTD Software Finder

flonancial vs TaxUpdates

Both are bridging tools for Making Tax Digital for Income Tax.

flonancial and TaxUpdates start at the same true annual cost (£0, VAT included), so the choice comes down to fit rather than price.

flonancialTaxUpdates
True annual cost from£0£0
Self-employmentYesYes
Property / rentYesYes
Keeps your spreadsheetYesYes
Accountant accessNoNo
Typebridgingbridging
HMRC statusRecognisedRecognised
Price verified2026-07-062026-07-06

flonancial

Free, browser-based bridging for sole traders and UK landlords. Your spreadsheet is read in your browser and only the summary figures go to HMRC — a privacy-first take on the cheapest way to comply.

  • Spreadsheet keepers who want to pay nothing
  • People who care where their data goes

TaxUpdates

Free bridging with unusually broad coverage: quarterly updates, year-end adjustments and the final declaration, for self-employment, UK and foreign property — including multiple businesses.

  • Spreadsheet keepers who want free filing end to end
  • People with several income sources, including foreign property

Not sure either is right? Use the finder to get a recommendation ranked by what it will actually cost you.

Prices are each tool's cheapest plan, VAT included, last verified 6 July 2026 (catalogue reconciled 6 July 2026). Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.