✓MTD Software Finder

flonancial vs TaxUpdates

Both are bridging tools for Making Tax Digital for Income Tax.

flonancial and TaxUpdates start at the same true annual cost (£0, VAT included), so the choice comes down to fit rather than price.

flonancialTaxUpdates
True annual cost from£0£0
Self-employmentYesYes
Property / rentYesYes
Keeps your spreadsheetYesYes
Accountant accessNoNo
Typebridgingbridging
HMRC statusRecognisedRecognised
Price verified2026-08-102026-08-10

flonancial

Free, browser-based bridging for sole traders and UK landlords. Your spreadsheet is read in your browser and only the summary figures go to HMRC — a privacy-first take on the cheapest way to comply.

  • Spreadsheet keepers who want to pay nothing
  • People who care where their data goes

TaxUpdates

Free bridging with unusually broad coverage: quarterly updates, year-end adjustments and the final declaration, for self-employment, UK and foreign property — including multiple businesses.

  • Spreadsheet keepers who want free filing end to end
  • People with several income sources, including foreign property

Not sure either is right? Use the finder to get a recommendation ranked by what it will actually cost you.

Prices are each tool's cheapest plan, VAT included, last verified 10 August 2026 (catalogue reconciled 10 August 2026). Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.