MTD Software Finder

Clear Books vs QuickFile

Both are full cloud accounting tools for Making Tax Digital for Income Tax.

Clear Books is the cheaper starting point at £0 (VAT included) versus from £72/yr for QuickFile — but the cheapest plan only wins if it covers the income types you actually have.

Clear BooksQuickFile
True annual cost from£0from £72/yr
Self-employmentYesYes
Property / rentYesYes
Keeps your spreadsheetNoNo
Accountant accessYesYes
Typefull cloud accountingfull cloud accounting
HMRC statusRecognisedRecognised
Price verified2026-07-012026-07-01

Clear Books

Established UK cloud accounting with a genuinely free plan for sole traders and landlords — MTD for Income Tax quarterly updates and year-end filing at no cost, with low-priced paid tiers that add bank feeds and per-property tracking.

  • People who want free cloud accounting from an established UK provider
  • Sole traders and landlords who may later want bank feeds

QuickFile

Long-established UK cloud bookkeeping that's free for smaller accounts. Filing MTD for Income Tax needs its Power User Subscription, which covers both self-employment and property income.

  • People already using QuickFile's free bookkeeping
  • Those wanting low-cost cloud accounting that also files ITSA

Not sure either is right? Use the finder to get a recommendation ranked by what it will actually cost you.

Prices are each tool's cheapest plan, VAT included, last verified 1 July 2026 (catalogue reconciled 1 July 2026). Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.