MTD Software Finder

Clear Books vs QuickBooks

Both are full cloud accounting tools for Making Tax Digital for Income Tax.

Clear Books is the cheaper starting point at £0 (VAT included) versus from £144/yr for QuickBooks — but the cheapest plan only wins if it covers the income types you actually have.

Clear BooksQuickBooks
True annual cost from£0from £144/yr
Self-employmentYesYes
Property / rentYesYes
Keeps your spreadsheetNoNo
Accountant accessYesYes
Typefull cloud accountingfull cloud accounting
HMRC statusRecognisedRecognised
Price verified2026-07-012026-06-24

Clear Books

Established UK cloud accounting with a genuinely free plan for sole traders and landlords — MTD for Income Tax quarterly updates and year-end filing at no cost, with low-priced paid tiers that add bank feeds and per-property tracking.

  • People who want free cloud accounting from an established UK provider
  • Sole traders and landlords who may later want bank feeds

QuickBooks

Widely used cloud accounting. The £10 Sole Trader plan covers self-employment and a single rental property if you're not VAT-registered; Simple Start adds VAT.

  • Sole traders and single-property landlords on a budget
  • People who want a big app ecosystem

Not sure either is right? Use the finder to get a recommendation ranked by what it will actually cost you.

Prices are each tool's cheapest plan, VAT included, last verified 1 July 2026 (catalogue reconciled 1 July 2026). Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.