MTD Software Finder

FreshBooks vs QuickBooks

Both are full cloud accounting tools for Making Tax Digital for Income Tax.

QuickBooks is the cheaper starting point at from £144/yr (VAT included) versus from £216/yr for FreshBooks — but the cheapest plan only wins if it covers the income types you actually have.

FreshBooksQuickBooks
True annual cost fromfrom £216/yrfrom £144/yr
Self-employmentYesYes
Property / rentNoYes
Keeps your spreadsheetNoNo
Accountant accessYesYes
Typefull cloud accountingfull cloud accounting
HMRC statusRecognisedRecognised
Price verified2026-06-242026-06-24

FreshBooks

Invoicing-first accounting aimed at service freelancers. Great if you bill clients; not built for landlords.

  • Freelancers who live in invoices
  • Service businesses with no property income

QuickBooks

Widely used cloud accounting. The £10 Sole Trader plan covers self-employment and a single rental property if you're not VAT-registered; Simple Start adds VAT.

  • Sole traders and single-property landlords on a budget
  • People who want a big app ecosystem

Not sure either is right? Use the finder to get a recommendation ranked by what it will actually cost you.

Prices are the cheapest plan that covers a typical sole trader or landlord, VAT included, last verified 24 June 2026 (catalogue reconciled 24 June 2026). Links are affiliate links and never affect ranking. Not affiliated with HMRC; not tax advice.